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PayGate offers worldwide enterprises with a wide range of payment services and credit card processing services. Payment solutions that they offer are pay collect, starter, medium, and premium. Processing banks of the company are ABSA, Standard Bank, FNB, NEDBANK, Investec, and FirstData. The clients of the company are ASKY, Air Namibia, CemAir, buycycle, DHL, and Cotlands. The company provides a wide range of products for its users such as PayBill, PayPoint, PayBatch, PaySubs, PayVault, PayFX, and PayProtector. PayBill is an e-billing system that allows its users to send their customers an electronic bill for payment without compromising on the security or flexibility. PayPoint is a secure virtual card machine service that offers its users the ability to manually process credit card payments without a POS machine. PayBatch allows its users to capture and process batched card transactions. This can be done manually using the merchant portal and using API integration. PaySubs also allows its users to create a recurring payment for their customers. PayVault is a PCI compliant card data storage and retrieval system that enables merchants to process recurring payments without having to store card details. PayFX allows its users to quote pricing on their websites in the international currency of their choice. Their customers do not need to perform an offline currency conversion service. The PayProtector is a real-time accurate transaction linking and fraud syndicate detection system that detects and manages fraud syndications before they impact its users. PayGate is a South Africa-based company that was founded in 1999.

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