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Credit Karma is re-engineering one of the largest industries in the world – consumer finance. We believe it is a fundamental right that all consumers should have free and comprehensive access to their credit and financial data, and the context, resources and information they need to easily take control of their financial health. Our completely free service begins with credit scores and full credit reports from two major bureaus and brings new levels of transparency and certainty to consumer credit and finance.

Credit Karma users can pull their credit scores and full credit reports from two major credit bureaus for free, with information updated on a weekly basis. Based on an individual user’s credit profile, Credit Karma provides tailored financial product recommendations, including credit cards and personal, home and automotive loans.

Credit Karma is a free credit and financial management platform for US consumers available on the web and major mobile platforms. Founded in 2007, it provides free weekly updated credit scores and credit reports from national credit bureaus TransUnion and Equifax, alongside daily credit monitoring from TransUnion.

Credit Karma also provides credit tools, such as a Credit Score Simulator, which simulates the effect of potential financial actions on a user's credit score; and tailored financial recommendations based on each individual user's credit profile.

In addition to its free credit reports and tools, Credit Karma offers a My Spending Tool through account aggregation service Yodlee, which allows users to track their credit card, loan transactions and balances in Credit Karma’s interface. Credit Karma also hosts user forums for financial product reviews and credit advice, and provides calculator tools for debt repayment, amortization, home affordability and simple loans.

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