Sam Realty Group

Sam Realty Group Profile and History

For over 15 years, Sam Realty has helped to buy a great number and variety of homes in metropolitan Orange County for our clients. We've brokered Pelican Hills homes, Crystal Cove real estate, Corona Del Mar real estate and many other prime residential properties in the area. But for many couples and families in recent times, during the regional and U.S. economic downturn, jobs have been lost, the cost of living has soared and homeowners have been left with dire choices to either foreclose on their house or find a better alternative. Well, we're here to help. That's what Sam Realty does for all of its prized clients. And we have an answer. A significant and positive alternative to home foreclosure is a short sale. Short sales simply are home sales that render less than what is owed to a lender on a home mortgage. A short allows a homeowner to halt the payment process in its tracks safely. Many banks will require borrowers to pay the difference owed, while some short sale deals allow borrowers to break free from the debt after their home is sold through the bank below market value. Ultimately, a short sale, which can take a number of months to process, depending on home markets and other factors, can reduce a homeowner's credit score somewhat. Many who choose a short sale, however, can often resume homeownership within a few years and repair their credit relatively rapidly during that time. Sam Realty has compiled a list of Frequently Asked Question that many homeowners have asked us over the years. Here, we provide the answers that will help put you on the path to the safe short sale of your home. Q?Is a short sale the best choice for me?